Launching soon. The free late payment calculator below works today.
Pensum

You did the work. Now make getting paid the easy part.

Twelve commercial workbooks for UK subcontractors. Set up once, used every month, so it never gets as far as a dispute.

Excel, no add-ins Built by a QS, 20 years on site Yours to keep
Retention Recovery Tracker
ContractHeldDue
Riverside Ph212,40041 days
Northgate8,900CHASE
Variation Register
RefValueRecord
V0186,120NO RECORD
V0192,480Yes
Payment Timeline Tracker · Application 7
Valuation date25 Jun
Due date02 Julauto
Final date for payment23 Julauto
Pay less deadline18 Julauto
StatusOVERDUE 5 days

Who built these

Anthony Manson

Over 20 years as a QS, the last 8 to 10 focused on subcontractors turning over £500k to £10m a year.

The same story on repeat: main contractors using poor paperwork as leverage. Money held back, final accounts screwed down, extra work done for free. Over the years, £millions left on the table.

Pensum exists to stop that. It's Latin for "a day's work, weighed out". The work gets weighed, a bit like fish coming in from the sea. The weight gets recorded, and that number gets paid. Because it's documented, it's hard to argue.

That's the job these templates do for you - the writing-down bit that never happens when you're flat out on site.

Anthony Manson · Quantity Surveyor

Twelve workbooks, launching soon

Valuation date25 Jun
Due date02 Julauto
Final date for payment23 Julauto
Pay less notice by18 Julauto
StatusOVERDUE 5 days

Get Paid

Payment Timeline Tracker

Enter your contract's periods once. Every due date, final date and pay less deadline calculates itself.

5 tabs · 366 formulas

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V018 Riser alteration6,120NO RECORD
V019 Extra core drill2,480Yes
V020 Late spec swap1,940Yes
Total at risk6,120

Get Paid

Variation Register

Every variation, and whether you can actually prove it was instructed.

4 tabs · 126 formulas

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Riverside Ph212,40041 days
Northgate Block C8,900DUE, CHASE IT
Bellway Meadows4,100Holding
Total held25,400

Get Paid

Retention Recovery Tracker

Retention is money you earned that nobody will remind you about. This one remembers.

4 tabs · 216 formulas

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N004 Delay notice14 JulURGENT, 2 days
N005 Pay less02 JulServed in time
N006 EoT notice28 JunMISSED

Get Paid

Notice Register

A diary of what notices are due and whether they were served in time.

4 tabs · 186 formulas

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Preliminaries8,40042,000
Measured works31,250184,600
Variations6,12019,480
Less retention-2,288-12,304
Due this application43,482

Get Paid

Application for Payment

Prelims, measured works and variations roll into one summary. Retention comes off on its own.

7 tabs · 1,119 formulas

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Amount20,000
Days late47
Interest302.47
Compensation100.00

Get Paid

Late Payment Interest Calculator

Statutory interest at base plus 8%, with the fixed compensation most people never claim.

2 tabs · 30 formulas

Free nowRequest it
Labour, salaried62,00058,400
Labour, self-employed41,50044,900
Plant12,00011,240
Materials88,00086,100
Margin to date+2,860

Commercial Control

Cost Value Reconciliation

Value against cost by head, so a job shows it is losing money while you can still act.

10 tabs · 519 formulas

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Month 118,000-4,200
Month 234,000-1,900
Month 341,0006,400
Peak funding need-4,200

Commercial Control

Project Cashflow, Advanced

Week by week across 86 columns, showing the month you run out of money before it happens.

3 tabs · 826 formulas

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Income41,000
Outgoings34,600
Net position6,400

Commercial Control

Project Cashflow, Standard

The simpler version, monthly, for jobs that do not need the weekly model.

3 tabs · 277 formulas

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Net margin wanted12%
Expected turnover1,000,000
Overhead recoveryauto
Markup on costauto
Rate to quoteauto

Price It Right

Markup and Labour Rate

Set the margin you want on turnover. It works back to the rate that actually delivers it.

5 tabs · 117 formulas

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Purchase price24,000
Annual miles18,000
True cost per mile0.61

Price It Right

Car and Van Cost Calculator

What the vehicle actually costs per mile once everything is in, not just the fuel.

2 tabs · 15 formulas

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Pence per mile0.180.07
Annual fuel3,2401,260
Five year total16,2006,300
Difference9,900

Price It Right

Fuel vs Electric Calculator

Side by side over the period you actually keep a van, not the brochure figure.

2 tabs · 10 formulas

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Start here, free

What one late payment is actually worth

Statutory interest runs at the Bank of England base rate plus 8% and applies automatically, whether or not it is written into your contract. Most subcontractors never claim it, and never claim the fixed compensation either.

Late payment calculator

0 days late
Interest rate appliedbase + 8%11.75%
Statutory interestaccruing daily£0.00
Fixed compensationper overdue invoice£0
Total now recoverable£0.00

Bank Rate 3.75%, checked 30 Jul 2026The rate is locked to the base rate in force when the debt fell late, so a long-overdue invoice spanning a base rate change is worked out in parts. This tool applies one rate across the whole period. Indicative only, not advice.

Take it with you as a spreadsheet

Free, and it is the sample of how the other eleven are built.

Email for the free workbook

It comes back by reply as an Excel file. No list, no pitch.

Preview

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